Tuesday, August 7, 2007

Time for a spur of the moment interview...

How much cash do you usually carry in your wallet?
Well that definately depends on what I am doing at that moment. I don't like to carry a lot of cash because I don't want to feel guilty if I loose my wallet. I also tend to spend the cash that I have in my wallet. If it is not in my wallet, there is a better chance that I won't spend it. So I might carry around $60 in cash on a usual basis.

How much is in your wallet right now?
If I were to look in my wallet now, I would have to reply that this is one of those "unusual" times. I am currently on a small get-away vacation, and I have a bit more cash on me than usual. When I go somewhere that has the potential of me throwing away more money than I would like to, I will usually carry the amount of cash that I want to spend in total. That way, I can't overspend.

What's your favorite bill/note ($1 or $2 or $5 or $10 or $20 or $50 or $100)?
My favorite bill/note would have to be the $10. I like it for the fact that it is not too large or too small. It is large enough (with out having a huge stack) to cover most things that I would purchase and not feel guilty about it, yet it is small enough that I won't have to ask to break it when purchasing smaller things.

Are you a silver, or gold or platinum person?
I use to wear gold when I was in High School, I like silver, but I can't see myself spending so much to wear platinum.

Do you "credit-union"? If not, why not?
I currently "credit union" with the USC Credit Union, as they offer great service and they have been really great with helping me with my finances.

Have you ever found a penny and picked it up? Why?
I usually don't pick up the penny. Now, it is not because I don't value money and its worth, but I normally run into a penny on the ground in the filthies places. It's either covered with dirt, mudd, or some other unidentifiable gross substance. I'm not a fan in sticking my fingers into gross substances... so I choose to leave the penny for some one more adventurous. Plus, some one who needs that penny more than I do may find it if I don't pick it up. So I look at it as a favor to the needy.

Are you an online banker?
I definitely fit the bill of an online banker. I like to do as much as possible online. It saves me so much time when I don't have travel from place to place and wait in long lines. I do everything from check my balance to pay my student loans online.

Have you ever wondered or read into what those crazy designs are on the dollar bill?
I never did check out what those crazy designs that are on the back of the dollar bill. I guess I was never posed with the question of what they were. The only real reference towards those designs on the back of the dollar bill that I remember was in the movie "Half Baked," but I doubt his description of a guy hiding out and sneaking around the bushes is an accurate one.

Why the heck is everything financial-related so boring and uninteresting? or is it?
If you ask me, some things financial related are boring. But if I feel it is something that I can use to my advantage (investments, stocks, etc...) than I will probably find that bit of information interesting. You may even notice an instance of me turning into a nerd as I try to find out more about that information. I am naturally a curious person and if something intrigues me, I will definately persue for more information. But I believe that most people find most financial related stuff boring because they may not fully understand it. It is hard to find anything that you don't understand to be interesting at all. So my curiousity may be to my advantage if no one else likes useful or profitable information.

Die broke or pass it on?
I hope to pass it on. But since I do not currently have any dependents, I can't promise anything.

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