I am a true believer in Credit Unions.
This is not a shameless promotion for the USC CREDIT UNION… but they have proven to very helpful and advantageous to members. The structure of a Credit Union benefits its members as they clearly have better rates and services. A lot of this can be due to the “not-for-profit business structure, along with many other reasons.
So why isn’t everyone rushing to open an account with Credit Unions…? I believe knowledge and convenience are two big reasons. It seems that a lot of people just don’t know about the true benefits of having an account with a Credit Union. Not to mention that you won’t find a Credit Union on every corner for your convenience.
People looking for better rates, smarter investments, and better personal services will find that a Credit Union may be worth the extra “out-of-the-way” drive. Credit Unions normally offer a bit more leniency towards their customers as they are not bound to nationwide standards and rules. They extend a helping hand when it comes to helping out the community (customers).
But if you are just looking for somewhere to hold your money (earning a lower rate) and offer branch services every other block, than a larger bank may actually be more of a fit for you.
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3 comments:
This is great info to know.
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